利率查询

房贷利率(单位:%)

日期6个月内6个月至1年一年至三年三年至五年五年以上
2015.10.244.354.354.754.754.9
2015.8.264.64.6555.15
2015.6.284.854.855.255.255.4
2015.5.115.15.15.55.55.65
2015.3.15.355.355.755.755.9
2014.11.225.65.6666.15
2012.7.65.666.156.46.55
2012.6.85.856.316.46.656.8
2011.7.76.16.566.656.97.05
2011.4.65.856.316.46.656.8
2011.2.95.66.066.16.456.6
2010.12.265.355.815.856.226.4
2010.10.205.15.565.65.966.14
2008.12.234.865.315.45.765.94
2008.11.275.045.585.675.946.12
2008.10.306.036.666.757.027.2
2008.10.276.126.937.027.297.47
2008.10.96.126.937.027.297.47
2008.9.166.217.27.297.567.74
2007.12.216.577.477.567.747.83
2007.9.156.487.297.477.657.83
2007.8.226.217.027.27.387.56
2007.7.216.036.847.027.27.38
2007.5.195.856.576.756.937.2
2007.3.185.676.396.576.757.11
2006.8.195.586.126.36.486.84
2006.4.285.45.856.036.126.39
2005.3.175.225.585.765.856.12
2004.10.295.225.585.765.856.12
2002.2.215.045.315.495.585.76
1999.6.105.585.855.946.036.21
1998.12.76.126.396.667.27.56
1998.7.16.576.937.117.658.01
1998.3.257.027.9299.7210.35
1997.10.237.658.649.369.910.53
1996.8.239.1810.0810.9811.712.42
1996.5.19.7210.9813.1414.9415.12
1995.7.110.0812.0613.515.1215.3
1995.1.1910.9812.9614.5814.76
1993.7.11910.9812.2413.8614.04
1993.5.158.829.3610.812.0612.24
1991.4.218.18.6499.549.72
1991.3.21910.0810.811.5211.88
1990.8.218.649.3610.0810.811.16
1989.2.111.3411.3412.7814.419.26

注:本表利率是贷款基准利率。房贷利率还与借款人资质有关,实际执行利率以银行要求为准。

住房公积金贷款利率(单位:%)

日期五年以下五年以上
2015.10.242.753.25
2015.8.262.753.25
2015.6.2833.5
2015.5.113.253.75
2015.3.13.54
2014.11.223.754.25
2012.7.644.5
2012.6.84.24.7
2011.7.74.454.9
2011.4.64.24.7
2011.2.944.5
2010.12.263.754.3
2010.10.203.54.05
2008.12.233.333.87
2008.11.273.514.05
2008.10.304.054.59
2008.10.274.054.59
2008.10.94.324.86
2008.9.164.595.13
2007.12.214.775.22
2007.9.154.775.22
2007.8.224.595.04
2007.7.214.54.95
2007.5.194.414.86
2007.3.184.324.77
2006.8.194.144.59
2006.4.284.144.59
2005.3.173.964.41
2004.10.293.784.23
2002.2.213.64.05
1999.6.104.144.59

车贷利率(单位:%)

日期一年至三年上浮10%上浮20%上浮30%上浮40%
2015.10.244.755.2255.76.1756.65
2015.8.2655.566.57
2015.6.285.255.7756.36.8257.35
2015.5.115.56.056.67.157.7
2015.3.15.756.3256.97.4758.05
2014.11.2266.67.27.88.4
2012.7.66.156.7657.387.9958.61
2012.6.86.47.047.688.328.96
2011.7.76.657.3157.988.6459.31
2011.4.66.47.047.688.328.96
2011.2.96.16.717.327.938.54
2010.12.265.856.4357.027.6058.19
2010.10.205.66.166.727.287.84
2008.12.235.45.946.487.027.56
2008.11.275.676.2376.8047.3717.938
2008.10.306.757.4258.18.7759.45
2008.10.277.027.7228.4249.1269.828
2008.10.97.027.7228.4249.1269.828
2008.9.167.298.0198.7489.47710.206
2007.12.217.568.3169.0729.82810.584
2007.9.157.478.2178.9649.71110.458
2007.8.227.27.928.649.3610.08
2007.7.217.027.7228.4249.1269.828
2007.5.196.757.4258.18.7759.45
2007.3.186.577.2277.8848.5419.198
2006.8.196.36.937.568.198.82
2006.4.286.036.6337.2367.8398.442
2005.3.175.766.3366.9127.4888.064
2004.10.295.766.3366.9127.4888.064
2002.2.215.496.0396.5887.1377.686
1999.6.105.946.5347.1287.7228.316
1998.12.76.667.3267.9928.6589.324
1998.7.17.117.8218.5329.2439.954
1998.3.2599.910.811.712.6
1997.10.239.3610.29611.23212.16813.104
1996.8.2310.9812.07813.17614.27415.372
1996.5.113.1414.45415.76817.08218.396
1995.7.113.514.8516.217.5518.9
1995.1.112.9614.25615.55216.84818.144
1993.7.1112.2413.46414.68815.91217.136
1993.5.1510.811.8812.9614.0415.12
1991.4.2199.910.811.712.6
1991.3.2110.811.8812.9614.0415.12
1990.8.2110.0811.08812.09613.10414.112
1989.2.112.7814.05815.33616.61417.892

注:汽车消费贷款多执行基准利率上浮,不同银行、不同借款人的贷款利率不同。

二套房贷利率(单位:%)

日期五年以上上浮10%上浮20%上浮30%
2015.10.244.95.395.886.37
2015.8.265.155.6656.186.695
2015.6.285.45.946.487.02
2015.5.115.656.2156.787.345
2015.3.15.96.497.087.67
2014.11.226.156.7657.387.995
2012.7.66.557.2057.868.515
2012.6.86.87.488.168.84
2011.7.77.057.7558.469.165
2011.4.66.87.488.168.84
2011.2.96.67.267.928.58
2010.12.266.47.047.688.32
2010.10.206.146.7547.3687.982
2008.12.235.946.5347.1287.722
2008.11.276.126.7327.3447.956
2008.10.307.27.928.649.36
2008.10.277.478.2178.9649.711
2008.10.97.478.2178.9649.711
2008.9.167.748.5149.28810.062
2007.12.217.838.6139.39610.179
2007.9.157.838.6139.39610.179
2007.8.227.568.3169.0729.828
2007.7.217.388.1188.8569.594
2007.5.197.27.928.649.36
2007.3.187.117.8218.5329.243
2006.8.196.847.5248.2088.892
2006.4.286.397.0297.6688.307
2005.3.176.126.7327.3447.956
2004.10.296.126.7327.3447.956
2002.2.215.766.3366.9127.488
1999.6.106.216.8317.4528.073
1998.12.77.568.3169.0729.828
1998.7.18.018.8119.61210.413
1998.3.2510.3511.38512.4213.455
1997.10.2310.5311.58312.63613.689
1996.8.2312.4213.66214.90416.146
1996.5.115.1216.63218.14419.656
1995.7.115.316.8318.3619.89
1995.1.114.7616.23617.71219.188
1993.7.1114.0415.44416.84818.252
1993.5.1512.2413.46414.68815.912
1991.4.219.7210.69211.66412.636
1991.3.2111.8813.06814.25615.444
1990.8.2111.1612.27613.39214.508
1989.2.119.2621.18623.11225.038

备注:按最新房贷政策,当前已有1套住房,且房贷未结清的,再次贷款购买"二套"房,利率最低上浮10%。房贷利率还与借款人资质等有关,实际执行利率以银行要求为准。

贷款基准利率(单位:%)

日期6个月内6个月至1年一年至三年三年至五年五年以上
2015.10.244.354.354.754.754.9
2015.8.264.64.6555.15
2015.6.284.854.855.255.255.4
2015.5.115.15.15.55.55.65
2015.3.15.355.355.755.755.9
2014.11.225.65.6666.15
2012.7.65.666.156.46.55
2012.6.85.856.316.46.656.8
2011.7.76.16.566.656.97.05
2011.4.65.856.316.46.656.8
2011.2.95.66.066.16.456.6
2010.12.265.355.815.856.226.4
2010.10.205.15.565.65.966.14
2008.12.234.865.315.45.765.94
2008.11.275.045.585.675.946.12
2008.10.306.036.666.757.027.2
2008.10.276.126.937.027.297.47
2008.10.96.126.937.027.297.47
2008.9.166.217.27.297.567.74
2007.12.216.577.477.567.747.83
2007.9.156.487.297.477.657.83
2007.8.226.217.027.27.387.56
2007.7.216.036.847.027.27.38
2007.5.195.856.576.756.937.2
2007.3.185.676.396.576.757.11
2006.8.195.586.126.36.486.84
2006.4.285.45.856.036.126.39
2005.3.175.225.585.765.856.12
2004.10.295.225.585.765.856.12
2002.2.215.045.315.495.585.76
1999.6.105.585.855.946.036.21
1998.12.76.126.396.667.27.56
1998.7.16.576.937.117.658.01
1998.3.257.027.9299.7210.35
1997.10.237.658.649.369.910.53
1996.8.239.1810.0810.9811.712.42
1996.5.19.7210.9813.1414.9415.12
1995.7.110.0812.0613.515.1215.3
1995.1.1910.9812.9614.5814.76
1993.7.11910.9812.2413.8614.04
1993.5.158.829.3610.812.0612.24
1991.4.218.18.6499.549.72
1991.3.21910.0810.811.5211.88
1990.8.218.649.3610.0810.811.16
1989.2.111.3411.3412.7814.419.26

二套房公积金贷款利率(单位:%)

日期五年以下1.1倍基准利率五年以上1.1倍基准利率
2015.10.242.753.0253.253.575
2015.8.262.753.0253.253.575
2015.6.2833.33.53.85
2015.5.113.253.5753.754.125
2015.3.13.53.8544.4
2014.11.223.754.1254.254.675
2012.7.644.44.54.95
2012.6.84.24.624.75.17
2011.7.74.454.8954.95.39
2011.4.64.24.624.75.17
2011.2.944.44.54.95
2010.12.263.754.1254.34.73
2010.10.203.53.854.054.455
2008.12.233.333.6633.874.257
2008.11.273.513.8614.054.455
2008.10.304.054.4554.595.049
2008.10.274.054.4554.595.049
2008.10.94.324.7524.865.346
2008.9.164.595.0495.135.643
2007.12.214.775.2475.225.742
2007.9.154.775.2475.225.742
2007.8.224.595.0495.045.544
2007.7.214.54.954.955.445
2007.5.194.414.8514.865.346
2007.3.184.324.7524.775.247
2006.8.194.144.5544.595.049
2006.4.284.144.5544.595.049
2005.3.173.964.3564.414.851
2004.10.293.784.1584.234.653
2002.2.213.63.964.054.455
1999.6.104.144.5544.595.049

注:目前公积金首套房贷款执行基准利率,二套房贷款多执行1.1倍基准利率,上调幅度与借款人资质等因素有关。

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