利率查询
房贷利率(单位:%)
日期 | 6个月内 | 6个月至1年 | 一年至三年 | 三年至五年 | 五年以上 |
2015.10.24 | 4.35 | 4.35 | 4.75 | 4.75 | 4.9 |
2015.8.26 | 4.6 | 4.6 | 5 | 5 | 5.15 |
2015.6.28 | 4.85 | 4.85 | 5.25 | 5.25 | 5.4 |
2015.5.11 | 5.1 | 5.1 | 5.5 | 5.5 | 5.65 |
2015.3.1 | 5.35 | 5.35 | 5.75 | 5.75 | 5.9 |
2014.11.22 | 5.6 | 5.6 | 6 | 6 | 6.15 |
2012.7.6 | 5.6 | 6 | 6.15 | 6.4 | 6.55 |
2012.6.8 | 5.85 | 6.31 | 6.4 | 6.65 | 6.8 |
2011.7.7 | 6.1 | 6.56 | 6.65 | 6.9 | 7.05 |
2011.4.6 | 5.85 | 6.31 | 6.4 | 6.65 | 6.8 |
2011.2.9 | 5.6 | 6.06 | 6.1 | 6.45 | 6.6 |
2010.12.26 | 5.35 | 5.81 | 5.85 | 6.22 | 6.4 |
2010.10.20 | 5.1 | 5.56 | 5.6 | 5.96 | 6.14 |
2008.12.23 | 4.86 | 5.31 | 5.4 | 5.76 | 5.94 |
2008.11.27 | 5.04 | 5.58 | 5.67 | 5.94 | 6.12 |
2008.10.30 | 6.03 | 6.66 | 6.75 | 7.02 | 7.2 |
2008.10.27 | 6.12 | 6.93 | 7.02 | 7.29 | 7.47 |
2008.10.9 | 6.12 | 6.93 | 7.02 | 7.29 | 7.47 |
2008.9.16 | 6.21 | 7.2 | 7.29 | 7.56 | 7.74 |
2007.12.21 | 6.57 | 7.47 | 7.56 | 7.74 | 7.83 |
2007.9.15 | 6.48 | 7.29 | 7.47 | 7.65 | 7.83 |
2007.8.22 | 6.21 | 7.02 | 7.2 | 7.38 | 7.56 |
2007.7.21 | 6.03 | 6.84 | 7.02 | 7.2 | 7.38 |
2007.5.19 | 5.85 | 6.57 | 6.75 | 6.93 | 7.2 |
2007.3.18 | 5.67 | 6.39 | 6.57 | 6.75 | 7.11 |
2006.8.19 | 5.58 | 6.12 | 6.3 | 6.48 | 6.84 |
2006.4.28 | 5.4 | 5.85 | 6.03 | 6.12 | 6.39 |
2005.3.17 | 5.22 | 5.58 | 5.76 | 5.85 | 6.12 |
2004.10.29 | 5.22 | 5.58 | 5.76 | 5.85 | 6.12 |
2002.2.21 | 5.04 | 5.31 | 5.49 | 5.58 | 5.76 |
1999.6.10 | 5.58 | 5.85 | 5.94 | 6.03 | 6.21 |
1998.12.7 | 6.12 | 6.39 | 6.66 | 7.2 | 7.56 |
1998.7.1 | 6.57 | 6.93 | 7.11 | 7.65 | 8.01 |
1998.3.25 | 7.02 | 7.92 | 9 | 9.72 | 10.35 |
1997.10.23 | 7.65 | 8.64 | 9.36 | 9.9 | 10.53 |
1996.8.23 | 9.18 | 10.08 | 10.98 | 11.7 | 12.42 |
1996.5.1 | 9.72 | 10.98 | 13.14 | 14.94 | 15.12 |
1995.7.1 | 10.08 | 12.06 | 13.5 | 15.12 | 15.3 |
1995.1.1 | 9 | 10.98 | 12.96 | 14.58 | 14.76 |
1993.7.11 | 9 | 10.98 | 12.24 | 13.86 | 14.04 |
1993.5.15 | 8.82 | 9.36 | 10.8 | 12.06 | 12.24 |
1991.4.21 | 8.1 | 8.64 | 9 | 9.54 | 9.72 |
1991.3.21 | 9 | 10.08 | 10.8 | 11.52 | 11.88 |
1990.8.21 | 8.64 | 9.36 | 10.08 | 10.8 | 11.16 |
1989.2.1 | 11.34 | 11.34 | 12.78 | 14.4 | 19.26 |
注:本表利率是贷款基准利率。房贷利率还与借款人资质有关,实际执行利率以银行要求为准。
住房公积金贷款利率(单位:%)
日期 | 五年以下 | 五年以上 |
2015.10.24 | 2.75 | 3.25 |
2015.8.26 | 2.75 | 3.25 |
2015.6.28 | 3 | 3.5 |
2015.5.11 | 3.25 | 3.75 |
2015.3.1 | 3.5 | 4 |
2014.11.22 | 3.75 | 4.25 |
2012.7.6 | 4 | 4.5 |
2012.6.8 | 4.2 | 4.7 |
2011.7.7 | 4.45 | 4.9 |
2011.4.6 | 4.2 | 4.7 |
2011.2.9 | 4 | 4.5 |
2010.12.26 | 3.75 | 4.3 |
2010.10.20 | 3.5 | 4.05 |
2008.12.23 | 3.33 | 3.87 |
2008.11.27 | 3.51 | 4.05 |
2008.10.30 | 4.05 | 4.59 |
2008.10.27 | 4.05 | 4.59 |
2008.10.9 | 4.32 | 4.86 |
2008.9.16 | 4.59 | 5.13 |
2007.12.21 | 4.77 | 5.22 |
2007.9.15 | 4.77 | 5.22 |
2007.8.22 | 4.59 | 5.04 |
2007.7.21 | 4.5 | 4.95 |
2007.5.19 | 4.41 | 4.86 |
2007.3.18 | 4.32 | 4.77 |
2006.8.19 | 4.14 | 4.59 |
2006.4.28 | 4.14 | 4.59 |
2005.3.17 | 3.96 | 4.41 |
2004.10.29 | 3.78 | 4.23 |
2002.2.21 | 3.6 | 4.05 |
1999.6.10 | 4.14 | 4.59 |
车贷利率(单位:%)
日期 | 一年至三年 | 上浮10% | 上浮20% | 上浮30% | 上浮40% |
2015.10.24 | 4.75 | 5.225 | 5.7 | 6.175 | 6.65 |
2015.8.26 | 5 | 5.5 | 6 | 6.5 | 7 |
2015.6.28 | 5.25 | 5.775 | 6.3 | 6.825 | 7.35 |
2015.5.11 | 5.5 | 6.05 | 6.6 | 7.15 | 7.7 |
2015.3.1 | 5.75 | 6.325 | 6.9 | 7.475 | 8.05 |
2014.11.22 | 6 | 6.6 | 7.2 | 7.8 | 8.4 |
2012.7.6 | 6.15 | 6.765 | 7.38 | 7.995 | 8.61 |
2012.6.8 | 6.4 | 7.04 | 7.68 | 8.32 | 8.96 |
2011.7.7 | 6.65 | 7.315 | 7.98 | 8.645 | 9.31 |
2011.4.6 | 6.4 | 7.04 | 7.68 | 8.32 | 8.96 |
2011.2.9 | 6.1 | 6.71 | 7.32 | 7.93 | 8.54 |
2010.12.26 | 5.85 | 6.435 | 7.02 | 7.605 | 8.19 |
2010.10.20 | 5.6 | 6.16 | 6.72 | 7.28 | 7.84 |
2008.12.23 | 5.4 | 5.94 | 6.48 | 7.02 | 7.56 |
2008.11.27 | 5.67 | 6.237 | 6.804 | 7.371 | 7.938 |
2008.10.30 | 6.75 | 7.425 | 8.1 | 8.775 | 9.45 |
2008.10.27 | 7.02 | 7.722 | 8.424 | 9.126 | 9.828 |
2008.10.9 | 7.02 | 7.722 | 8.424 | 9.126 | 9.828 |
2008.9.16 | 7.29 | 8.019 | 8.748 | 9.477 | 10.206 |
2007.12.21 | 7.56 | 8.316 | 9.072 | 9.828 | 10.584 |
2007.9.15 | 7.47 | 8.217 | 8.964 | 9.711 | 10.458 |
2007.8.22 | 7.2 | 7.92 | 8.64 | 9.36 | 10.08 |
2007.7.21 | 7.02 | 7.722 | 8.424 | 9.126 | 9.828 |
2007.5.19 | 6.75 | 7.425 | 8.1 | 8.775 | 9.45 |
2007.3.18 | 6.57 | 7.227 | 7.884 | 8.541 | 9.198 |
2006.8.19 | 6.3 | 6.93 | 7.56 | 8.19 | 8.82 |
2006.4.28 | 6.03 | 6.633 | 7.236 | 7.839 | 8.442 |
2005.3.17 | 5.76 | 6.336 | 6.912 | 7.488 | 8.064 |
2004.10.29 | 5.76 | 6.336 | 6.912 | 7.488 | 8.064 |
2002.2.21 | 5.49 | 6.039 | 6.588 | 7.137 | 7.686 |
1999.6.10 | 5.94 | 6.534 | 7.128 | 7.722 | 8.316 |
1998.12.7 | 6.66 | 7.326 | 7.992 | 8.658 | 9.324 |
1998.7.1 | 7.11 | 7.821 | 8.532 | 9.243 | 9.954 |
1998.3.25 | 9 | 9.9 | 10.8 | 11.7 | 12.6 |
1997.10.23 | 9.36 | 10.296 | 11.232 | 12.168 | 13.104 |
1996.8.23 | 10.98 | 12.078 | 13.176 | 14.274 | 15.372 |
1996.5.1 | 13.14 | 14.454 | 15.768 | 17.082 | 18.396 |
1995.7.1 | 13.5 | 14.85 | 16.2 | 17.55 | 18.9 |
1995.1.1 | 12.96 | 14.256 | 15.552 | 16.848 | 18.144 |
1993.7.11 | 12.24 | 13.464 | 14.688 | 15.912 | 17.136 |
1993.5.15 | 10.8 | 11.88 | 12.96 | 14.04 | 15.12 |
1991.4.21 | 9 | 9.9 | 10.8 | 11.7 | 12.6 |
1991.3.21 | 10.8 | 11.88 | 12.96 | 14.04 | 15.12 |
1990.8.21 | 10.08 | 11.088 | 12.096 | 13.104 | 14.112 |
1989.2.1 | 12.78 | 14.058 | 15.336 | 16.614 | 17.892 |
注:汽车消费贷款多执行基准利率上浮,不同银行、不同借款人的贷款利率不同。
二套房贷利率(单位:%)
日期 | 五年以上 | 上浮10% | 上浮20% | 上浮30% |
2015.10.24 | 4.9 | 5.39 | 5.88 | 6.37 |
2015.8.26 | 5.15 | 5.665 | 6.18 | 6.695 |
2015.6.28 | 5.4 | 5.94 | 6.48 | 7.02 |
2015.5.11 | 5.65 | 6.215 | 6.78 | 7.345 |
2015.3.1 | 5.9 | 6.49 | 7.08 | 7.67 |
2014.11.22 | 6.15 | 6.765 | 7.38 | 7.995 |
2012.7.6 | 6.55 | 7.205 | 7.86 | 8.515 |
2012.6.8 | 6.8 | 7.48 | 8.16 | 8.84 |
2011.7.7 | 7.05 | 7.755 | 8.46 | 9.165 |
2011.4.6 | 6.8 | 7.48 | 8.16 | 8.84 |
2011.2.9 | 6.6 | 7.26 | 7.92 | 8.58 |
2010.12.26 | 6.4 | 7.04 | 7.68 | 8.32 |
2010.10.20 | 6.14 | 6.754 | 7.368 | 7.982 |
2008.12.23 | 5.94 | 6.534 | 7.128 | 7.722 |
2008.11.27 | 6.12 | 6.732 | 7.344 | 7.956 |
2008.10.30 | 7.2 | 7.92 | 8.64 | 9.36 |
2008.10.27 | 7.47 | 8.217 | 8.964 | 9.711 |
2008.10.9 | 7.47 | 8.217 | 8.964 | 9.711 |
2008.9.16 | 7.74 | 8.514 | 9.288 | 10.062 |
2007.12.21 | 7.83 | 8.613 | 9.396 | 10.179 |
2007.9.15 | 7.83 | 8.613 | 9.396 | 10.179 |
2007.8.22 | 7.56 | 8.316 | 9.072 | 9.828 |
2007.7.21 | 7.38 | 8.118 | 8.856 | 9.594 |
2007.5.19 | 7.2 | 7.92 | 8.64 | 9.36 |
2007.3.18 | 7.11 | 7.821 | 8.532 | 9.243 |
2006.8.19 | 6.84 | 7.524 | 8.208 | 8.892 |
2006.4.28 | 6.39 | 7.029 | 7.668 | 8.307 |
2005.3.17 | 6.12 | 6.732 | 7.344 | 7.956 |
2004.10.29 | 6.12 | 6.732 | 7.344 | 7.956 |
2002.2.21 | 5.76 | 6.336 | 6.912 | 7.488 |
1999.6.10 | 6.21 | 6.831 | 7.452 | 8.073 |
1998.12.7 | 7.56 | 8.316 | 9.072 | 9.828 |
1998.7.1 | 8.01 | 8.811 | 9.612 | 10.413 |
1998.3.25 | 10.35 | 11.385 | 12.42 | 13.455 |
1997.10.23 | 10.53 | 11.583 | 12.636 | 13.689 |
1996.8.23 | 12.42 | 13.662 | 14.904 | 16.146 |
1996.5.1 | 15.12 | 16.632 | 18.144 | 19.656 |
1995.7.1 | 15.3 | 16.83 | 18.36 | 19.89 |
1995.1.1 | 14.76 | 16.236 | 17.712 | 19.188 |
1993.7.11 | 14.04 | 15.444 | 16.848 | 18.252 |
1993.5.15 | 12.24 | 13.464 | 14.688 | 15.912 |
1991.4.21 | 9.72 | 10.692 | 11.664 | 12.636 |
1991.3.21 | 11.88 | 13.068 | 14.256 | 15.444 |
1990.8.21 | 11.16 | 12.276 | 13.392 | 14.508 |
1989.2.1 | 19.26 | 21.186 | 23.112 | 25.038 |
备注:按最新房贷政策,当前已有1套住房,且房贷未结清的,再次贷款购买"二套"房,利率最低上浮10%。房贷利率还与借款人资质等有关,实际执行利率以银行要求为准。
贷款基准利率(单位:%)
日期 | 6个月内 | 6个月至1年 | 一年至三年 | 三年至五年 | 五年以上 |
2015.10.24 | 4.35 | 4.35 | 4.75 | 4.75 | 4.9 |
2015.8.26 | 4.6 | 4.6 | 5 | 5 | 5.15 |
2015.6.28 | 4.85 | 4.85 | 5.25 | 5.25 | 5.4 |
2015.5.11 | 5.1 | 5.1 | 5.5 | 5.5 | 5.65 |
2015.3.1 | 5.35 | 5.35 | 5.75 | 5.75 | 5.9 |
2014.11.22 | 5.6 | 5.6 | 6 | 6 | 6.15 |
2012.7.6 | 5.6 | 6 | 6.15 | 6.4 | 6.55 |
2012.6.8 | 5.85 | 6.31 | 6.4 | 6.65 | 6.8 |
2011.7.7 | 6.1 | 6.56 | 6.65 | 6.9 | 7.05 |
2011.4.6 | 5.85 | 6.31 | 6.4 | 6.65 | 6.8 |
2011.2.9 | 5.6 | 6.06 | 6.1 | 6.45 | 6.6 |
2010.12.26 | 5.35 | 5.81 | 5.85 | 6.22 | 6.4 |
2010.10.20 | 5.1 | 5.56 | 5.6 | 5.96 | 6.14 |
2008.12.23 | 4.86 | 5.31 | 5.4 | 5.76 | 5.94 |
2008.11.27 | 5.04 | 5.58 | 5.67 | 5.94 | 6.12 |
2008.10.30 | 6.03 | 6.66 | 6.75 | 7.02 | 7.2 |
2008.10.27 | 6.12 | 6.93 | 7.02 | 7.29 | 7.47 |
2008.10.9 | 6.12 | 6.93 | 7.02 | 7.29 | 7.47 |
2008.9.16 | 6.21 | 7.2 | 7.29 | 7.56 | 7.74 |
2007.12.21 | 6.57 | 7.47 | 7.56 | 7.74 | 7.83 |
2007.9.15 | 6.48 | 7.29 | 7.47 | 7.65 | 7.83 |
2007.8.22 | 6.21 | 7.02 | 7.2 | 7.38 | 7.56 |
2007.7.21 | 6.03 | 6.84 | 7.02 | 7.2 | 7.38 |
2007.5.19 | 5.85 | 6.57 | 6.75 | 6.93 | 7.2 |
2007.3.18 | 5.67 | 6.39 | 6.57 | 6.75 | 7.11 |
2006.8.19 | 5.58 | 6.12 | 6.3 | 6.48 | 6.84 |
2006.4.28 | 5.4 | 5.85 | 6.03 | 6.12 | 6.39 |
2005.3.17 | 5.22 | 5.58 | 5.76 | 5.85 | 6.12 |
2004.10.29 | 5.22 | 5.58 | 5.76 | 5.85 | 6.12 |
2002.2.21 | 5.04 | 5.31 | 5.49 | 5.58 | 5.76 |
1999.6.10 | 5.58 | 5.85 | 5.94 | 6.03 | 6.21 |
1998.12.7 | 6.12 | 6.39 | 6.66 | 7.2 | 7.56 |
1998.7.1 | 6.57 | 6.93 | 7.11 | 7.65 | 8.01 |
1998.3.25 | 7.02 | 7.92 | 9 | 9.72 | 10.35 |
1997.10.23 | 7.65 | 8.64 | 9.36 | 9.9 | 10.53 |
1996.8.23 | 9.18 | 10.08 | 10.98 | 11.7 | 12.42 |
1996.5.1 | 9.72 | 10.98 | 13.14 | 14.94 | 15.12 |
1995.7.1 | 10.08 | 12.06 | 13.5 | 15.12 | 15.3 |
1995.1.1 | 9 | 10.98 | 12.96 | 14.58 | 14.76 |
1993.7.11 | 9 | 10.98 | 12.24 | 13.86 | 14.04 |
1993.5.15 | 8.82 | 9.36 | 10.8 | 12.06 | 12.24 |
1991.4.21 | 8.1 | 8.64 | 9 | 9.54 | 9.72 |
1991.3.21 | 9 | 10.08 | 10.8 | 11.52 | 11.88 |
1990.8.21 | 8.64 | 9.36 | 10.08 | 10.8 | 11.16 |
1989.2.1 | 11.34 | 11.34 | 12.78 | 14.4 | 19.26 |
二套房公积金贷款利率(单位:%)
日期 | 五年以下 | 1.1倍基准利率 | 五年以上 | 1.1倍基准利率 |
2015.10.24 | 2.75 | 3.025 | 3.25 | 3.575 |
2015.8.26 | 2.75 | 3.025 | 3.25 | 3.575 |
2015.6.28 | 3 | 3.3 | 3.5 | 3.85 |
2015.5.11 | 3.25 | 3.575 | 3.75 | 4.125 |
2015.3.1 | 3.5 | 3.85 | 4 | 4.4 |
2014.11.22 | 3.75 | 4.125 | 4.25 | 4.675 |
2012.7.6 | 4 | 4.4 | 4.5 | 4.95 |
2012.6.8 | 4.2 | 4.62 | 4.7 | 5.17 |
2011.7.7 | 4.45 | 4.895 | 4.9 | 5.39 |
2011.4.6 | 4.2 | 4.62 | 4.7 | 5.17 |
2011.2.9 | 4 | 4.4 | 4.5 | 4.95 |
2010.12.26 | 3.75 | 4.125 | 4.3 | 4.73 |
2010.10.20 | 3.5 | 3.85 | 4.05 | 4.455 |
2008.12.23 | 3.33 | 3.663 | 3.87 | 4.257 |
2008.11.27 | 3.51 | 3.861 | 4.05 | 4.455 |
2008.10.30 | 4.05 | 4.455 | 4.59 | 5.049 |
2008.10.27 | 4.05 | 4.455 | 4.59 | 5.049 |
2008.10.9 | 4.32 | 4.752 | 4.86 | 5.346 |
2008.9.16 | 4.59 | 5.049 | 5.13 | 5.643 |
2007.12.21 | 4.77 | 5.247 | 5.22 | 5.742 |
2007.9.15 | 4.77 | 5.247 | 5.22 | 5.742 |
2007.8.22 | 4.59 | 5.049 | 5.04 | 5.544 |
2007.7.21 | 4.5 | 4.95 | 4.95 | 5.445 |
2007.5.19 | 4.41 | 4.851 | 4.86 | 5.346 |
2007.3.18 | 4.32 | 4.752 | 4.77 | 5.247 |
2006.8.19 | 4.14 | 4.554 | 4.59 | 5.049 |
2006.4.28 | 4.14 | 4.554 | 4.59 | 5.049 |
2005.3.17 | 3.96 | 4.356 | 4.41 | 4.851 |
2004.10.29 | 3.78 | 4.158 | 4.23 | 4.653 |
2002.2.21 | 3.6 | 3.96 | 4.05 | 4.455 |
1999.6.10 | 4.14 | 4.554 | 4.59 | 5.049 |
注:目前公积金首套房贷款执行基准利率,二套房贷款多执行1.1倍基准利率,上调幅度与借款人资质等因素有关。